Disclaimer – legal

1.Content of the online offers 
Krankenkassenofferten.ch,  which is called operator in the following, is not at all responsible for the actuality , correctness , completeness or quality of the  provided information .Liability claims against the author which refers to any material or non-material damage caused  through the use or   non-use of the presented information or through the use of incorrect and incomplete information are basically excluded provided that no proven premeditated  or evident  negligent fault is present  from the operator’s side.The operator particularly reserves himself the right  to change, complete or  delete parts of the pages or the whole offer or to temporarily or finally  suspend the publication  without prior announcement.

2. References and links
In the case of direct or indirect references to different outside the responsibility area of the author located internet pages (“links”) an exclusive liability would come into effect in this case in which the author has knowledge of the contents and where it was technically possible and reasonable for him to prevent the use in case of illegal contents. With this the operator practically declares that at the time of the setting of the link no illegal contents on the linking pages could be identified. The author has no influence at all on the actual and future formation, the contents or the copyright of the linked/linked up pages.-This is why he practically distances himself from the contents of all linked/linked up pages which were modified after the setting of the link. This statement is valid for all links and references set inside the particular internet offer.

3. Copyrights and trademarks
The operator is keen in all publications on reserving the copyrights of the used graphics, sound documents, video sequences and texts. Through receiving the contacts of the operator the change requests and the requirements of the trade mark owner can be fulfilled if possible. The copyright of the published, from the operator himself created objects, comparative tools, comparison between premiums etc. stays only with the operator of the pages. A reproduction or use of such graphics, sound documents, video sequences and texts in other electronic or printed publication is not permitted without the expressed agreement of the publisher. In case of violation of these copyright terms and a damage resulting from this the operator has the right to go through legal proceedings

4. Data protection
As long as it is possible inside an internet offer to put in personal or business related data     (e-mail addresses, names, addresses) ,so the revealing of this data by the user is practically done on a voluntary basis. The collected data will be further processed to provide services and create personal offers and  to hand over to associated establishments if necessary. In this regard  please take notice of our data protection and terms of use.

6. Legal validity
This disclaimer has to be regarded as part of the internet offer .The user of the website accepts the present terms of use.  In case that parts or single phrasings of this text do not or do not anymore or do not completely comply with applicable rules the remaining parts of the document stay unaffected in their content and validity.

7. Place of jurisdiction
Place of jurisdiction is Zurich.