Carena

Carena

Starting the 1. January 2001 the east Swiss small health insurance Carena was adopted by SWICA. The Special services for the generation 50+ and tradition – conscious customer service distinguish Carena. With the combination with SWICA, we wish cost savings and an optimal customer care.

Advantages of Carena
Over one million insured customers benefit today from the experience of SWICA. Extended insurance solutions, optimal health care and a quick access to acute medicine are guaranteed.

Noteworthy information
Through the merge with SWICA all offers of the new insurance were taken over. Applications to Carena will be immediately delivered to SWICA starting from now. This is why you will get a SWICA offer.

Member health insurances

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Model ? Traditional Standard components of obligatory healthcare insurance. Same components for all health insurance bureaus, with free selection. House doctor model 5-20% premium advantage / in the event of illness you must always begin by consulting your house doctor (except in an emergency). HMO model Premium advantage up to 25% / in the event of illness you must always begin by consulting a doctor who is practicing in an HMO Centre (unless in an emergency). Telmed model Premium avantage up to 15% / you must make a telephone call to the helpdesk prior to every doctor's visit - you will be offered advice and possible hints regarding medical treatment or regarding the doctor who should be consulted. This excludes emergencies etc.	Traditional Family doctor HMO Telmed
Current health insurance
Postcode

	Year of birth	Deductible rate ? Our franchise is recognised as an excess amount which the insured party must carry itself as part of occurrent costs in connection with doctors, hospital treatment or medicaments. Selecting a higher franchise will allow the insured party to benefit from generous premium rebates. The maximum premium rebate for children is 420 CHF / year; for adults it's about 1,540 CHF / year.	Accident coverage ? Mandatory for: Unemployed children and youth. Unemployed adults and who do not receive unemployment daily allowance. Not necessary for: People who are employed at least 8 hours a week (the employer must ensure them against accidents). Unemployed people with unemployed daily allowance are insured against accidents by SUVA.
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Details concerning Carena

Number of insured: 22'549
Field of activity: AG, AI, AR, BE, BL, BS, GL, GR, LU, NW, OW, SG, SH, SO, SZ, TG, UR, ZG, ZH
BAG-Nr.: 261

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