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    The biggest health care scheme in Switzerland pays around 1.74 Million. insured customers and has positioned itself as family insurance. An extended service , hotline consultations and several insurance options which are customized to the life styles are only highlights of the CSS. Discounts reaching 25% are possible in the basic insurance . The most frequently selected supplementary insurance is called MYFLEX and it optionally covers out-patient –alternative or dental medicine. 


    Advantages of CSS
    Very good customer care, varied offers, own periodical with interesting information about the health topic and campains exclusive for members.Intresting saving options for families.

    Noteworthy information
    Possibility of concluding a basic insurance through one of the CSS- subsidiary companies Arcosana, Auxilia or Intras and of completing it with a supplementary insurance of CSS.

    Member health insurances

    Calculate CSS premiums & order direct offers:

    The offer is going to be sent by email within minutes.

    Model ?
    Traditional
    Standard components of obligatory healthcare insurance. Same components for all health insurance bureaus, with free selection.

    House doctor model
    5-20% premium advantage / in the event of illness you must always begin by consulting your house doctor (except in an emergency).

    HMO model
    Premium advantage up to 25% / in the event of illness you must always begin by consulting a doctor who is practicing in an HMO Centre (unless in an emergency).

    Telmed model
    Premium avantage up to 15% / you must make a telephone call to the helpdesk prior to every doctor's visit - you will be offered advice and possible hints regarding medical treatment or regarding the doctor who should be consulted. This excludes emergencies etc.
    Year of birth Deductible rate ?
    Our franchise is recognised as an excess amount which the insured party must carry itself as part of occurrent costs in connection with doctors, hospital treatment or medicaments. Selecting a higher franchise will allow the insured party to benefit from generous premium rebates. The maximum premium rebate for children is 420 CHF / year; for adults it's about 1,540 CHF / year.
    Accident coverage ?
    Mandatory for:
    • Unemployed children and youth.
    • Unemployed adults and who do not receive unemployment daily allowance.
    Not necessary for:
    • People who are employed at least 8 hours a week (the employer must ensure them against accidents).
    • Unemployed people with unemployed daily allowance are insured against accidents by SUVA.
    1. person yes no
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    VN:F [1.9.7_1111]
    Friendliness
    Competence
    Understandability
    Promptness
    General satisfaction
    Rating: 4.2/5 (2 votes cast)

    Details concerning CSS

    Number of insured: 890'418
    Field of activity: all Switzerland
    BAG-Nr.: 8
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    Comparison health insurances 2011