Sanagate

Sanagate

Those who like it simply and straightforward have found in Sana24 the right place for them. Advantageous premiums can be offered, because Sana24 dispenses with paperwork and excessive insurance solutions. It includes a simply structured basic insurance, with or without a family physician model. Complementary insurances render services which one really needs. Administrative matters are, to a large extent, conducted electronically.

Advantages of Sanagate
Favourable premiums but in spite of that the full insurance protection in basic insurance. Extensive supplementary insurances really customized to the most important services also allow lowest premiums here.

Noteworthy information
In basic insurance only one family doctor-model is available.HMO or a telephone consultation are not available in the mean time but they contribute the other way round to the low premiums.

Member health insurances

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Model ? Traditional Standard components of obligatory healthcare insurance. Same components for all health insurance bureaus, with free selection. House doctor model 5-20% premium advantage / in the event of illness you must always begin by consulting your house doctor (except in an emergency). HMO model Premium advantage up to 25% / in the event of illness you must always begin by consulting a doctor who is practicing in an HMO Centre (unless in an emergency). Telmed model Premium avantage up to 15% / you must make a telephone call to the helpdesk prior to every doctor's visit - you will be offered advice and possible hints regarding medical treatment or regarding the doctor who should be consulted. This excludes emergencies etc.	Traditional Family doctor HMO Telmed
Current health insurance
Postcode

	Year of birth	Deductible rate ? Our franchise is recognised as an excess amount which the insured party must carry itself as part of occurrent costs in connection with doctors, hospital treatment or medicaments. Selecting a higher franchise will allow the insured party to benefit from generous premium rebates. The maximum premium rebate for children is 420 CHF / year; for adults it's about 1,540 CHF / year.	Accident coverage ? Mandatory for: Unemployed children and youth. Unemployed adults and who do not receive unemployment daily allowance. Not necessary for: People who are employed at least 8 hours a week (the employer must ensure them against accidents). Unemployed people with unemployed daily allowance are insured against accidents by SUVA.
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